by rlafaye | Jan 4, 2024 | Credit, Debt
Your Guide to Understanding the Impact of Debt Settlement on Your Credit Score Are you considering debt settlement as a way to relieve your financial burden? Before you make any decisions, it’s essential to understand how debt settlement can impact your credit...
by rlafaye | Oct 17, 2023 | Credit, Debt
When choosing a credit card, there are generally two options to consider – unsecured or secured credit cards. Each option has its own advantages and disadvantages that depend on your financial situation and needs. So, should you get a secured or unsecured credit...
by rlafaye | Oct 16, 2023 | Credit
Your credit score is important for your financial life. It affects loan interest rates, credit card approvals, rental applications, insurance rates and even your employment.. But there are many myths and common credit score misconceptions. Knowing the facts can help...
by rlafaye | Oct 15, 2023 | Credit
Proven tactics on how to get an 800 Credit Score In today’s financial world, the quest for an exceptional credit score is more than a mere number—it’s a passport to a myriad of financial opportunities. While the average credit score might be sufficient for...
by rlafaye | Oct 15, 2023 | Credit
How to Rebuild Your Credit & Raise Your Credit Scores If you are looking to improve your credit score, here are some great strategies you can utilize right away to give your score a little boost. Secured Credit Card: If you’re just starting out or have had a...
by rlafaye | Oct 14, 2023 | Credit, Debt
If you are facing a significant amount of debt and are contemplating filing for bankruptcy, you may be wondering, “Should I Get a Chapter 7 or Chapter 13?”. It’s important to understand the differences between Chapter 7 and Chapter 13 (and,...
