by rlafaye | Oct 13, 2023 | Credit
Credit utilization is one of the five major characteristics that make up your credit score which, of course, affects various aspects of your financial life such as loan rates, rental applications, and employment decisions. Credit utilization also happens to be...
by rlafaye | Jul 28, 2023 | Credit, Debt
Bankruptcy is a difficult and emotionally charged process. It can cause financial turmoil and carry a negative stigma. Despite this, when faced with overwhelming debt and no positive cash flow, bankruptcy may be an option. Before making any decisions, it is important...
by rlafaye | Jul 28, 2023 | Credit
Wondering Why Your Credit Score Just Dropped? Let’s Find Out! There can be various reasons behind a drop in someone’s credit score. Here are some potential factors that could contribute to a credit score decrease: Missed or Late Payments: Payment history...
by rlafaye | Jul 28, 2023 | Credit
5 Ways to Raise Your Credit Score – Fast If you are looking to improve your credit score, here are some great strategies you can utilize right away to give your score a little boost. Secured Credit Card: If you’re just starting out or have had a significant...
by rlafaye | Jun 8, 2023 | Credit
Raise credit score 100 points overnight Is it possible to raise credit score 100 points overnight? It may seem like an impossible mission, but there are approaches you can take to produce significant advances in a brief period. In this blog post, we will delve into...
by rlafaye | Apr 21, 2023 | Credit
If you’re looking to improve your credit score quickly, paying down credit cards with balances closest to their respective credit limits can give you the boost you need. Ideally, you want to get your balances under 30% of the credit limit, but even getting them under...
