by rlafaye | Jan 4, 2024 | Credit, Debt
Your Guide to Understanding the Impact of Debt Settlement on Your Credit Score Are you considering debt settlement as a way to relieve your financial burden? Before you make any decisions, it’s essential to understand how debt settlement can impact your credit...
by rlafaye | Dec 22, 2023 | Debt
If you own a credit card, you’re undoubtedly familiar with the concept of interest and its potential to add up quickly. Today, we’ll discuss how the timing and amounts of your payments can significantly impact the interest you owe, providing you with a...
by rlafaye | Dec 11, 2023 | Debt
As a result of the Credit Karma lawsuit, you may have a financial claim if you ever applied for a credit card or loan as a result of Credit Karma informing you that you were “preapproved”, only to be rejected by the issuer. Recently, this behavior of being falsely...
by rlafaye | Oct 17, 2023 | Credit, Debt
When choosing a credit card, there are generally two options to consider – unsecured or secured credit cards. Each option has its own advantages and disadvantages that depend on your financial situation and needs. So, should you get a secured or unsecured credit...
by rlafaye | Oct 16, 2023 | Debt
Carrying debt can be challenging, but the Debt Avalanche repayment strategy offers a methodical way to pay off your balances in an optimal manner. This approach prioritizes high-interest debts first to minimize interest costs over time. Understanding the Debt...
by rlafaye | Oct 16, 2023 | Debt
Do you feel overwhelmed by debt? Do you want to regain control of your finances and work towards being debt-free? The Debt Snowball Method can help. This strategy allows you to make progress by paying off debts systematically and reaching your financial goals faster....
