by rlafaye | Oct 14, 2023 | Credit, Debt
If you are facing a significant amount of debt and are contemplating filing for bankruptcy, you may be wondering, “Should I Get a Chapter 7 or Chapter 13?”. It’s important to understand the differences between Chapter 7 and Chapter 13 (and,...
by rlafaye | Oct 8, 2023 | Debt
How is credit card interest calculated? A Step-by-Step Guide to Accurate Calculation Are you tired of feeling overwhelmed every time you receive your credit card statement and see that pesky interest charge? So did I. In this step-by-step guide, I’ll...
by rlafaye | Oct 7, 2023 | Debt
Take Control of Your Credit Card Debt, Step by Step Credit card debt can feel overwhelming, but there are strategies you can use to take control of it. High interest rates, exceeding 20%, make it incredibly difficult to make headway on paying off balances. If...
by rlafaye | Oct 5, 2023 | Debt
As a nation, we’re hitting new records of debt. This debt crisis may soon become a mental health crisis. Debt is a complex and multifaceted issue that transcends mere numbers on a balance sheet. It encompasses a profound emotional dimension that can...
by rlafaye | Oct 5, 2023 | Debt
The Debt Detox Challenge: Transform Your Finances in 30 Days Imagine a life free from the weight of debt—where financial stress is replaced by a sense of empowerment and control. The journey to debt freedom might seem daunting, even downright impossible. But,...
by rlafaye | Sep 3, 2023 | Debt
Debt has a unique way of casting a shadow over our lives, affecting not only our financial well-being but also our emotional and mental states. Breaking free from the clutches of debt can seem like an insurmountable challenge, but it’s a journey well worth...