by rlafaye | Apr 12, 2023 | Debt
Credit Card Traps! What’s your “Credit Card IQ” when it comes to knowing the traps of using credit cards? Take this simple quiz to find out! If you answer all 5 questions correctly, you’re a super-savvy consumer. Three or four right...
by rlafaye | Apr 9, 2023 | Debt
Paying Down Debt Isn’t Exactly Easy or Glamorous With maxed-out credit cards at 23% interest, car loans and student loans, it’s time to step back and come up with a strategy to pay off and outsmart debt so that it doesn’t come back to bite you again! There are five...
by rlafaye | Apr 9, 2023 | Debt
Getting out of debt without the dreaded budget may seem a bit far-fetched but if we can lose weight without a diet why can’t we get out of debt? I’d imagine that in a perfect world, a budget would make sense, but my life has been anything but...
by rlafaye | Apr 9, 2023 | Debt
According to Lending Tree’s latest analysis, credit card interest rates now average 23% and only expected to go higher this year. If your credit card interest is high and you have a plan in place to get it paid off over the next 12 to 18 months, you may want to...
by rlafaye | Apr 9, 2023 | Debt
How to Become Debt-Free and Stop Supporting Corporate Greed The average American household has over $15,000 in credit card debt. This debt is often the result of predatory practices by banks and corporations trying to get us to spend more than we can afford. Becoming...
by rlafaye | Apr 9, 2023 | Debt
According to a recent article from CNBC, ‘Young adults are particularly vulnerable to delinquencies’, claiming that 1 in 5 have debt in collections. It goes on to say that credit card debt is up 15% over just the last quarter and with the possibility of more...