by rlafaye | Aug 12, 2023 | Wealth, Finances
Can you leverage your way to wealth through real estate? Many people have. In fact, building wealth through residential real estate is a tried-and-true strategy that has helped countless individuals secure their financial futures. It offers opportunities...
by rlafaye | Jul 28, 2023 | Finances
Reverse Mortgages Not Just For Cash-Strapped Seniors Some seniors mistakenly believe that reverse mortgages are only for those with inadequate retirement income. However, reverse mortgages can be beneficial for both cash-strapped seniors and those with sufficient...
by rlafaye | Jul 28, 2023 | Finances
Documents required to fund Construction Loans So, you’ve purchased your land and now you’re ready to build your dream home. Construction loans can be complicated and confusing. Following is a list of documents most construction lenders are going to...
by rlafaye | Jun 10, 2023 | Finances, Wealth
Non QM Loans Non QM (non-qualified) loans have become an increasingly popular option for borrowers who may not qualify for traditional mortgage products. Non QM loans provide an array of financing solutions for a variety of borrowers, from entrepreneurs to real estate...
by rlafaye | Jun 10, 2023 | Finances
Budget Categories Creating a comprehensive budget is crucial for managing personal finances, and understanding the various budget categories can make all the difference. In this blog post, we will delve into essential budget categories that should be considered when...
by rlafaye | Jun 4, 2023 | Finances
Should you buy down the interest rate on your mortgage? In this blog post, we will explore the practice of buying down interest rates, including temporary vs. permanent rate buy-downs and various structures available for both options. We’ll also discuss the...