by rlafaye | Jun 2, 2023 | Finances, Wealth
When it comes to securing financing for real estate investments, a DSCR loan can be an attractive option for many investors. This blog post dives deep into the complexities of debt service coverage ratio (DSCR) loans, providing useful information to aid in making wise...
by rlafaye | Apr 9, 2023 | Finances
Is a Non-QM Loan a Bad Thing? By now, you may have heard the term Non-QM loan. But, what exactly is it and is it something that can benefit you & your family? “QM” stands for Quality Mortgage, thus the term Non-QM means Non-Quality Mortgage. If...
by rlafaye | Apr 9, 2023 | Finances
Don’t Refinance Your Mortgage!! Without doing this first. Statistically, did you know that most people will either move or refinance a mortgage every 5 to 7 years? Some, even more, frequent than that! Most people will have a short-term objective when...
by rlafaye | Apr 9, 2023 | Finances
At one time or another, we all need a quick influx of cash. It could be for a medical emergency. Or, to pay for college. Maybe it’s to buy a new vehicle or that boat you’ve always wanted but just didn’t want to wait 10 years to earn the money to pay...
by rlafaye | Apr 9, 2023 | Finances
Top 5 Loan Modification Myths This list of Top 5 Loan Modification Myths is reproduced from the New York Real Estate Lawyer blog written by The Devery Law Group. It is geared towards borrowers in single-family homes, but I think owners of commercial property can...
by rlafaye | Apr 9, 2023 | Finances, Wealth
What’s more important? The interest rate on a loan or the actual amount of interest you’ll pay? That question tends to confuse people because most assume that they are the same thing! I don’t ask the question to confuse anyone or to make them...
