Raise Credit Score 100 Points Overnight: Proven Tips
Raise credit score 100 points overnight with proven tips like debt elimination, responsible card usage, and more for a better financial future.
Credit – How to improve your credit score in 48 hours
If you’re looking to improve your credit score quickly, paying down credit cards with balances closest to their respective credit limits can give you the boost you need. Ideally, you want to get your balances under 30% of the credit limit, but even getting them under...
Will Secured Credit Cards Hurt My Credit?
Credit cards are an essential tool for many everyday transactions, from making travel arrangements to paying for goods and services. They are also a key factor in building a good credit score, which is necessary for obtaining loans, mortgages, and other forms of...
Disputing Derogatory Credit: How To Do It Correctly
Nearly 80% of all credit reports contain errors of some kind. Recent studies also indicate that about one-fourth of these reports contain mistakes so egregious that applicants could actually be denied credit! But, isn't disputing derogatory credit complicated or...
Sample Credit Dispute Letter
Your NameYour AddressYour City, State Zip CodeDateName of Credit Reporting AgencyDispute DepartmentAddressCity, State Zip CodeRe: (Social Security Number & Date of Birth)Dear Sir or Madam:I am writing to dispute the following information in my file: (Identify...
Five Factors That Affect Your Credit Score
Consider these five factors when trying to improve your credit score... Payment History Payment History has a 35% impact. Paying debt on time and in full has a positive impact, and late payments, judgments and charge-offs have a negative impact. Never pay off a...
Beginner’s Roadmap to Good Credit Scores
Before we talk about improving your credit score, let’s make sure we’re on the same page regarding what a credit score is. You’ve more than have heard of these three companies at one time or another: Experian, Trans Union & Equifax. These are the...
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