| Your Name Your Address Your City, State Zip Code Date Name of Credit Reporting Agency Dispute Department Address City, State Zip Code Re: (Social Security Number & Date of Birth) Dear Sir or Madam: I am writing to dispute the following information in my file: (Identify disputed items by name of source, such as creditors or tax court, and identify type of item, such as credit account, judgment, etc.) The items I am disputing have also been circled on the attached copy of the credit report I received. This item is (inaccurate or incomplete) because (explain what is inaccurate or incomplete and why). Pursuant to the Fair Credit Reporting Act (FCRA), Section 611, I am requesting that the item be (deleted, changed, updated, etc.) to correct the information. (If you are enclosing any documents, send copies only.) Enclosed are copies of the following documents supporting my position: (List what you are enclosing, if applicable). I have also enclosed proof of my social security number and current address for your review. Please investigate and (delete or correct) the disputed item(s) as soon as possible, and inform me in writing of the outcome. Thank you for your time and consideration, Your name |
