8 Essential Budget Categories for Financial Success
Explore 8 essential budget categories for financial success and effectively manage personal finances with a structured plan.
Buy Down Interest Rate: Strategies for Lower Mortgage Rates
Explore strategies to buy down interest rate, learn about rate buydowns, and calculate potential savings for a lower mortgage rate.
DSCR Loan: A Comprehensive Guide for Real Estate Investors
Discover the benefits and requirements of a DSCR Loan in our comprehensive guide, perfect for real estate investors seeking alternative financing options.
What’s a Non-QM loan?
Is a Non-QM Loan a Bad Thing? By now, you may have heard the term Non-QM loan. But, what exactly is it and is it something that can benefit you & your family? “QM” stands for Quality Mortgage, thus the term Non-QM means Non-Quality Mortgage. If...
Don’t Refinance Your Mortgage!
Don’t Refinance Your Mortgage!! Without doing this first. Statistically, did you know that most people will either move or refinance a mortgage every 5 to 7 years? Some, even more, frequent than that! Most people will have a short-term objective when...
Loans – Good, Bad and truly Ugly
At one time or another, we all need a quick influx of cash. It could be for a medical emergency. Or, to pay for college. Maybe it’s to buy a new vehicle or that boat you’ve always wanted but just didn’t want to wait 10 years to earn the money to pay...
Top 5 Loan Modification Myths
Top 5 Loan Modification Myths This list of Top 5 Loan Modification Myths is reproduced from the New York Real Estate Lawyer blog written by The Devery Law Group. It is geared towards borrowers in single-family homes, but I think owners of commercial property can...
What’s More Important: The Interest Rate or The Amount of Interest Paid?
What's more important? The interest rate on a loan or the actual amount of interest you’ll pay? That question tends to confuse people because most assume that they are the same thing! I don’t ask the question to confuse anyone or to make them feel...
In this market, should I rent or buy?
What is a ProSumer? As a mortgage lender, one of the most frequent questions I receive is, "Should I rent or buy". With few exceptions, buying makes the most sense. The term ProSumer is one you will hear more in the future. It comes from the words...
For FAST loan approval, do this!
For FAST loan approval, this is what you need to do... To ensure a quick loan approval, lenders require borrowers to provide documentation for four important factors: credit, assets, collateral, and income. Here's what you need to know to expedite the loan approval...
Subscribe